What is ATM and how to withdraw money from ATM?

What is ATM: ATM is such an automated electronic banking machine in which if a customer uses his ATM card and provides all the correct information, then he can easily withdraw and send money from his bank account. ATM machine is also called Automatic Teller Machine.

If seen, there are mainly two types of Automatic teller machines (ATMs). The first one is Basic ATM which helps customers to withdraw money and view their account report. Whereas the second ATM is a bit complex because its functions are a bit complex, like in this you can report deposits, credit card payment facilities and account information.

So without any delay, let’s start and know what this ATM is and complete information about how to use it in Hindi.

What is ATM – What is ATM in Hindi

ATM machine is a banking electronic device which can be used only by the customers of the bank. It is used to do any account related transaction.

Here users use a special type of plastic card to access their account in which the user information is already encoded on a magnetic strip on the back of that card.

There is an identification code in this magnetic strip which when the card is used, that identification code is sent to the bank’s central computer through modem. So when the user inserts his card in the ATM to access his account, then matching of that identification code is done automatically so that if the code matches then the account transaction is processed.

ATM का Full Form in hindi क्या है ?

ATM का Full-Form होता है Automated Teller Machine।

ATM को हिंदी में क्या कहते हैं ?

ATM को हिंदी में स्वचालित टेलर मशीन कहते हैं।

How to withdraw money from ATM

By now you must have known about ATM. Now comes the turn of how we can withdraw money when we have ATM card. To understand this process, I have explained it in detail below. You can read its description below.

Step-1: First you have to find the ATM near your area, if possible then it would be even better if it is an ATM machine of the same bank as the ATM near you. By the way, if you want, you can withdraw money from any bank’s ATM.

Step-2: Now put your ATM card in the machine. You will see the method of this process in the instructions posted in front of the ATM machine. Insert the ATM directly and there is usually a green light. Insert the ATM straight into the machine otherwise the machine will not be able to read it. If it is not read, you will be asked on the screen to insert it again.

Step-3: Once the ATM machine reads your card, it will give you the option to select the language. The main languages ​​used in ATMs are English and Hindi. You can choose one of these two languages ​​as per your convenience.

Step-4: Now the machine asks for your PIN for your work. This PIN is the same PIN which is given to you by the bank along with or in connection with the ATM. Which you do not have to share with anyone.

Step-5: Once you have entered your correct PIN, a new page will open on the screen. Now you have to select the type of your account. Such as Saving Account (Savings Bank Account) or Current Account (Current Bank Account). Whatever it is, you can choose it appropriately.

Step-6: After selecting the account type, you will have to enter the amount you want to withdraw. Keep in mind that different banks and different accounts have different limits for withdrawal of money. For this, confirm this thing with that bank beforehand.

Step-7: Once you enter the amount and click on OK, your entered amount will come out from the machine. And in this way you can withdraw your money from ATM very easily. Keep in mind that more amount should be deposited in your account than the amount you have deposited, otherwise you may have to pay some fees for it.

Step-8: In this way your first transaction is completed.

Step-9: If you want to withdraw money again, this option is also given there. Otherwise, if you press the cancel button, your transaction ends there.

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